Do you have a desire to purchase a home, but your credit is holding you back?Look no further!! Contact me for more details, and I'll help you get started today!!If you know anyone who needs their
Dont Sign Up For A Mortgage Loan Before You Read This
The Easiest Way to Get A Mortgage In The World, Yet More than 95% of People Who Tried it SUCCEEDS, Why?
Thinking about getting a mortgage naturally prompts tons of questions. Don’t feel bad if it seems like there is a lot you don’t know.
Let’s get something straight, right out of the gate: Becoming a Homeowner is for EVERYONE.
What is a Mortgage?
A mortgage, or mortgage loan, is a legal agreement where a lender offers money to a borrower to purchase real estate in exchange for interest.
Are you looking for the best deal possible for your home loan? If so, you should get multiple offers from several lenders in a matter of minutes. Why minutes? Mortgage interest rates change constantly because they are affected by the prices of bonds and mortgage-backed securities (MBS), which are bought and sold like stocks.
When comparing mortgage programs, you should get the same information from each lender.
Duration of interest rate (Does it adjust? When? By how much?)
Loan term (15-year, 30-year, etc.)
Lender fees and 3rd party charges
Features like interest-only payments or prepayment penalties
Mortgage insurance or funding fees.
Buying a home is one of the BIGGEST purchase decisions you’ll ever make. But getting a mortgage loan doesn’t have to be difficult. Whether this is your first time applying for a home loan, or you’re buying a vacation home or investment property, you want to be prepared.
What do I need to know about home financing?
How much can I really afford?
The importance of your credit score
Can I get a better interest rate?
Is an FHA loan right for me?
How do I qualify for a loan?
Everyone is different. But it’s easy to find out what your personal home loan and mortgage rate parameters are. Lenders focus on these 5 things:
Down payment amount
How do I shop for a home loan?
Here’s how: if you take a look around the internet you’d notice that more than 63% of home buyers are applying for a home loan online.
Due to current mortgage rates constantly changing, the first home loan you’re offered may not be the best one. That’s why it really pays to shop around.
So how do you do that? It's easy! Check current rates online now (Get up to 5 free loan offers in minutes), check out lender reviews and ratings. Or, if you already have an offer, use the Mortgage Negotiator Tool to make sure you're getting the best deal.
*It’s a great first step to turn your dream home into a reality.
After collegiate and professional basketball careers, Jeremy knew he wanted to move on to the next chapter of his life; a chapter that involved his passion of meeting and connecting with new people th....
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